Reliance Matrix, a member of the Tokio Marine Group

Transforming complexity into clarity

The complex cases are our sweet spot. Put us at the table.

Reliance Matrix is built for employers with 1,000–50,000 employees who are moving beyond standalone insurance products toward one integrated absence and benefits strategy — and we deliver it exceptionally well.

See our ideal client

7M+

Employees supported

#1

Statutory & PFML market share

21,000+

Accommodations supported

150+

Active Workday clients

"What products do you sell?"

"What business problems do you solve?"

Our ideal client

Employers with increasingly complex workforce needs.

Sweet spot

1,000–50,000

employees · national, multi-state footprints

01

Integrated supplemental health & absence

Disability, leave and supplemental health coordinated in one claim experience — FMLA, STD, PFML, Hospital Indemnity and ADA together.

02

Complex leave programs

FMLA, statutory PFML and company leave policies administered side by side, with entitlements calculated across every program.

03

ADA & Workforce Accommodations™

A holistic view of leave and accommodations — ADA, pregnancy, religious, maternity and state requirements, including leave as an accommodation.

04

Statutory leave expertise

Fourteen states now mandate paid leave, and the list keeps growing. We lead the market in statutory and PFML administration.

05

HR & supervisor reporting

Visibility from executive dashboards down to the supervisor — one calendar for FMLA, STD, LTD, state leave and PTO from Day One.

06

Return-to-work planning

Restrictions, accommodations and return dates managed proactively so managers know who's coming back, when, and how.

07

Workday & HRIS integration

A Workday Innovation Partner. Employees enroll, file and track claims inside Workday — plus APIs for leave, payroll, eligibility, time and billing.

One event, one experience

Where others hand off between vendors, we connect the whole story.

An employee goes on maternity leave. Here's what Reliance Matrix coordinates — in a single claim.

  1. Step 1

    STD

    Six weeks of maternity leave paid at 60% through Short-Term Disability.

  2. Step 2

    PFML

    State paid family leave coordinated automatically for six more weeks at 67%.

  3. Step 3

    Supplemental

    A Critical Illness maternity rider identified and paid — money she didn't expect.

  4. Step 4

    ADA

    Lactation accommodation arranged before her return date.

  5. Step 5

    Workday

    Her manager sees the updated return date on one calendar. No re-keying.

We don't just service these clients

We do it exceptionally well.

Absence administration, accommodations, disability expertise, supplemental health and technology — under one platform and one service model.

24/7/365

Claim intake — 23% of claims arrive after hours

33%

Faster first LTD payment

1M+

Employees under accommodation programs

28%

Of STD claims also qualify for Hospital Indemnity

Your next complex case belongs at our table.

Let's review an upcoming 1,000+ life opportunity together.